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Second Charge Mortgages

Second Charge Mortgages

Second charge mortgages are a cash advance made by a lender in which you will provide a substantial asset such as your home, as collateral.  The implication of this is that if you fail to meet the second charge repayments, then the lender may legally take steps to secure the asset offered as collateral and sell it to repay the debt.

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This means that you should think very carefully before taking out any loan secured against your home.

The main benefit of a secured loan is that they are usually offered at a lower interest rate than an unsecured loan or bridging loans.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Secured Loan Enquiry

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